Mandiri and BNI

We ease your business activity by serving you with many credit facilities. Besides we offer you our reguler credit products, we also design customized product special to your business. We offer you credit facility starting from more than Rp.2 Billion in both rupiah (denomination) and other foreign currencies. This credit facility is specialty to you who have your gross annual sales starting from Rp.5 Billion up to Rp.300 Billion.
Cash Loan
Investment Loan for Mining
The Applicants are Contractors of mining company obtained work contract/ or Work Order Contract (SPK) from a certain mining company determined by Bank Mandiri. More
Loan for Working Capital
Loan for Investment
Cash Collateral
Customized Cash Loan

Overdraft Loan for Mining
Investment Loan for Mining
Overdraft Loan for Telecommunication
Investment Loan for Telecommunication
Overdraft Loan for Commodities
Bridging Loan for Special Haj Program
Credit to Multi Finance Companies
Overdraft Loan using Mandiri e-Biz Card Facility
Non Cash Loan
Import Facilities for Telecomm.
The Applicants are Contractors of telecommunication company obtained work contract and or Work Order Contract (SPK) from the telecommunication companies More
Bank Guarantee
Import L/C
Negotiated Money Order for Export
L/C with Domestic Document
Foreign Exchange Line
Customized Cash Loan

Import Facilities for Mining
Bank Guarantee for Mining
Import Facilities for Telecommunication
Bank Guarantee for Telecommunication
Funding & Others Banking Services
Contact Us
Checking Account
Deposit On Call
Time Deposito
Alliance Program
Cash Management

Initially referred to by its unabbreviated name of Bank Negara Indonesia when it was established in 1946, BNI is the first bank formed and owned by the Indonesian Government.

Historical records indicate that on of the eve of the 30th of October 1946, or merely a few months after its formal establishment, the Bank distributed the first currency bills ever issued by Indonesia’s Government popularly known at the time as ORI, or ‘Oeang Republik Indonesia’ (Currency of the Republic of Indonesia). In fact, this day is commemorated annually as the National Finance Day while the date of the Bank's establishment - the 5th of July - was designated as National Bank Day.

Bank Negara Indonesia's role as the circulation and central bank was duly terminated in 1949 following the government’s appointment of the former Dutch-controlled bank, De Javasche Bank, as Indonesia's Central Bank . The Bank, subsequently designated as a development bank, was later granted the rights to provide foreign reserve services that allowed it access to direct foreign transactions.

Enhanced by increased capitalization, the Bank's legal status was formally changed to that of a state-owned commercial Bank in 1995. This provided the Bank with the foundation to provide better and wider range of both access and services for the country's business sectors.

In its quest to competitively differentiate itself from its competitors, the Bank decided, towards the end of 1968, to attach its year of establishment to its corporate name to become Bank Negara Indonesia 1946. The Bank was therefore popularly referred to, for decades, as 'BNI 46'. The simpler name of 'Bank BNI' was adopted in 1988 along with the change of the corporate identity.

BNI’s legal status was upgraded in 1992 to that of a state-owned limited corporation under the name of PT Bank Negara Indonesia (Persero) and the bank decided to become a public company through its initial public offering of its shares in 1996.

BNI's ability to adapt to environmental, socio-cultural and technological advances is reflected through the continuous refinement of its corporate identity which is carried out to suit the changing demands and trends of the times. This adaptability signifies the Bank's dedication and commitment towards continuous improvement of its performance.

A refined corporate identity was introduced in 2004 that reflects the positive prospects for the future after a year of struggle characterized by a period of hardship. A shorter name of 'BNI' subsequently replaced the former 'Bank BNI', while the year of its establishment - '46' - was exposed through the logomark to reinforce the pride and distinction that the Bank had in being the country's first national bank.

In keeping with the spirit of the heroic national struggle that is rooted in its history, BNI strives to provide the best services for the country and to ultimately become the Pride of the Nation, today and always.

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